Frequently Asked Questions

At Pay Day Loans, we work tirelessly to make loan search easy and swift for the working people. We understand that before making any decision, you would like to get answers of questions related to our services. Therefore, we have compiled the most common Frequently Asked Questions to provide you necessary answers:

Is Pay Day Loans A Lender?

No, we are not a lender. We are loan matching site that is partner with number of prominent lenders. We assist people to connect with the lender and get the service that is apt for his/her requirement and pocket.

What Services Do Pay Day Loans Provide?

At Pay Day Loans, our aim is match your requirement with one of several lenders available in our network. The lenders presented in our network usually offer different short term lending service so people can get the suitable help in an easy manner.

Will It Cost Me To Register With You?

We offer the loan matching service without asking for any fee from the loan seekers. One can simply take our services without bothering about paying unnecessary charges.

What Are The Eligibility Conditions To Get The Loan Help?

All our lending partners have different criteria which one must meet to be successful with the application. Some of the common conditions to satisfy are as follows:

  • You need to confirm the citizenship of Australia.
  • You should hold the regular job with good monthly income.
  • You must have an active checking bank account.

I Have A Poor Credit History – Can I Apply?

Of course. Regardless of your poor credit rating you can apply for payday loans as our leading partners are specialized in offering help to poor credit holders. They are more concern about your repaying ability rather than your past payment records.

How Much I Will Able To Borrow?

The loan amount that you can borrow is totally based on your personal and financial circumstance. Lenders will verify your need and repaying ability and offer the service accordingly that suits your particular situation.

How Can I Apply For Payday Loans?

To get our assistance you just have to provide some mandatory details via our application form. It will take merely your few minutes to complete and submit the application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.