Terms & Conditions

The terms and conditions constitute the agreement between Pay Day Loans and you. You are requested to go through the terms and conditions carefully before accessing through the pages of this website. Your usage will be considered as your acceptance to the terms of use.

At Pay Day Loans, our services are solely meant for the Australian borrowers above the age of 18. While accessing our services you may have to provide us your personal and financial information. Such information is solely collected to help you find suitable loan deal. At times, we may need to share the information with other lenders to help you find the exact loan deal.

The website contains various third party links. Such links are provided for your reference and convenience only. We will not be responsible for any damage caused while accessing the third party links. However, you are free to browse them at your own risk.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.